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How-to · Health care

Ask Social Security to lower a Medicare income surcharge

A life-changing event that reduces household income may support a request to lower a Medicare Part B or Part D income-related surcharge.

Steps

3 steps
  1. Use SSA-44 for a life-changing eventSign in to fill out and submit SSA-44, Medicare Income-Related Monthly Adjustment Amount–Life Changing Event. Listed events include marriage, divorce, death of a spouse, loss of income and an employer settlement payment.
  2. Use mail or fax if neededComplete SSA-44 and fax or mail it with evidence to a Social Security office.
  3. Call for an amended tax returnIf your request is based on an amended income-tax return, call 800-772-1213 and ask about lowering IRMAA.

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