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How-to · Benefits & money

Open a DevNW matched-savings account (IDA)

Oregon households under income and net-worth limits can earn matched savings, usually $6,000 after saving $1,200.

Steps

5 steps
  1. Sign up for a DevNW membershipRegistration requires an annual membership.
  2. Complete Financial FoundationsFinish this class before enrolling in the IDA program.
  3. Make a budget with a specialistA DevNW Asset Building Specialist helps you build a budget from 30 days of tracked expenses.
  4. Enter the applicant lotteryClients who finish the pre-application steps can register for a lottery held several times a year.
  5. Save toward your goalSave in a custodial account jointly owned with DevNW; you have 3 to 36 months to reach your goal.

Bring

  • Records of 30 days of spending
Spots are limited: the annual number of applicants is set each spring and depends on funding.
  • How-to

    Apply for a Community LendingWorks business loan

    Benefits & money
    1. Fill out the online inquiry formIt takes 10 to 15 minutes. Share your business, capital needs and financial condition.
    2. Wait for CLW's reviewCLW may invite a full application, ask for documents, or suggest other lenders.
    3. Complete the full applicationA loan officer contacts you and helps you compile it. This step is not done online.
    + 1 more step in the full guide
    BringBusiness, capital need and finance infoBusiness plan or projections, if asked
    CostSmall-business loan: $1,000-$100,000, up to 60 months, 9-12% interest
    Community LendingWorks541-345-0446
  • How-to

    Apply for ERDC child care assistance

    Benefits & money
    1. Apply online, by phone or in personApplying online needs a ONE Online account. Phone and local-office help run Monday to Friday.
    2. Send proof of incomeSubmit pay stubs or proof of income with the application. If unsure what to send, you can send it after your interview.
    3. Complete your interviewDo it when you apply, or wait for a call or letter with an appointment time.
    + 2 more steps in the full guide
    BringPay stubs or proof of incomeONE Online account (to apply online)
    CostMany families pay a monthly copay based on family size and income
    Oregon Department of Early Learning and Care800-699-9075
  • How-to

    Apply for food, medical, cash or child care benefits

    Benefits & money
    1. Gather what you canUse the checklist of what to have ready, but apply even if you cannot find everything.
    2. Apply online with a ONE accountCreate a ONE Online account, or log in if you already have one.
    3. Or apply by phone or at an officeCall the ONE Customer Service Center or a local office. Paper applications are also available.
    + 2 more steps in the full guide
    BringIncome for each personPhoto ID, if you have it
    Oregon Department of Human Services (ODHS)800-699-9075