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How-to · Housing & utilities

Apply for ReOregon down payment help (2020 wildfires)

First-time buyers affected by the 2020 Labor Day wildfires may qualify for a forgivable loan toward a down payment. Funds are limited.

Steps

5 steps
  1. Review the required documentsThen submit one Housing Support Services application to the community action agency closest to you.
  2. Get a lender pre-approval letterYou need pre-approval from a qualified mortgage lender. The loan is for a home bought in one of the eight affected counties.
  3. Finish a HUD-approved homebuyer classEvery borrower in the household must complete a class approved by the U.S. Department of Housing and Urban Development.
  4. Wait for approval before making an offerDo not sign a purchase agreement or make an offer yet. If you go ahead before approval, you or the home may not qualify.
  5. Shop once DPA staff say you are approvedDPA staff will tell you when you are approved and ready to look for a home.

Bring

  • Photo ID (or two other ID documents)
  • Proof of household income
  • Proof of your 2020 home address
  • Lender pre-approval letter
DPA funds are limited. Households with verified home losses are prioritized.

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